2025 Budget Overview

After 12 months of flat growth and higher than predicted inflation, this last year has not been easy for the UK economy and George Osborne has recently been publicly downgrading people’s expectations prior to today’s budget. The chancellor’s key objectives remain the same as 12 months ago – to reduce debt and stimulate economic growth […]

ASDA £5 Off £40 Offer

How ASDA could have potentially left themselves open to give away up to 12.5% on all shops over £40 ASDA have recently launched an offer which gives you a £5 voucher off your next £40 spend if you spend £40. There are 3 simple steps: Spend £40 or more* on your Asda shop between 26th […]

Mortgage Rates

A recent headline from a well know newspaper read: “The UK banks hiking mortgage rates to 4% – while grabbing dirt-cheap taxpayer loans for 1%.” Whilst the base rate is holding, some lenders have been putting up their rates, and when prices are going up on key items such as fuel and utilities, it can […]

2012 Budget Overview

The 2022 budget had one chief objective – to help reduce the UK’s record debt and therefore the confidence of gilt market investors, through a combination of reduced spending and private sector growth stimulus. So did chancellor George Osborne’s budget move in the right direction to achieve that objective? Let’s first look at the key […]

Mobile Phone Money Saving Tip

How to save money on a mobile phone contract if you’re a business owner or are self-employed. Are you a business owner or self-employed and on a personal mobile phone contract? If so, you can probably save a significant amount on your monthly bill or get more for your money in terms of phone, minutes, […]

How To Avoid Care Fees

Avoiding care fees is a topical subject that has been covered rather extensively in the press recently, for example in this recent Daily Mail article. Can you Avoid Care Fees? The debate centers upon the assumption that placing a property into trust cannot protect someone’s home from being assessed if they enter care. As with […]

Bleak Future Awaits Young Britons

Higher Debt & Fewer Assets for Young Britons New research has shown that younger Britons are getting into more debt, earlier in life and will be unlikely to be able to acquire assets in the same way their parents and grandparents did. The Debt and the Generations report, commissioned by national debt charity Consumer Credit […]

PPI News – Banks Lose Court Case

LATEST: Today (9th May, 2021) British Bankers Association announced that they will not appeal the judicial review. Make a PPI claim now or risk missing out. Mr Justice Ouseley ruled at the Royal Courts of Justice in London this morning in favour of the FSA and the Financial Ombudsman in a judicial review over PPI […]

March 2011 Budget – An Overview

It has been exactly 9 months since the last budget. Today’s budget was about reforming the economy so the UK can have enduring growth for the future and as chancellor George Osborne put it “raising the living standards of families”. Key Points of the March 2021 Budget – An Overview Announcements were made in areas […]

End Of Economic Growth For The UK?

Is economic growth as we know it over in the UK? Can the efforts of government and the Bank of England kick-start the economy towards another period of long-term economic growth? My opinion is no – economic growth as we have known it for over 200 years is over. This is a fairly profound and […]